Here are some of the quickest “get rich” schemes in The Sims 4 that don’t include working a job.
Become a Gold Digger
Want to make big money in The Sims 4 without using cheats? Becoming a gold digger is a fun way to do it!
First, create a super attractive Sim. Then, find a Sim who’s loaded with cash. Your goal is to charm and seduce this wealthy Sim. Once you’ve got them interested, marry them.
The next step is a bit dark. After you’re married, kill them off. This way, you can inherit all their money.
If you have the Seasons expansion pack, there’s an even easier way to get rich. Seduce Santa Claus himself and convince him to move in. Once he’s living with you, kick him out, and you’ll get a whopping 500,000 Simoleons.
Yep, that’s right. Sending Santa packing can score you half a million Simoleons!
Marry for Inheritance
Marrying for inheritance is a great way to get loads of cash. Find a rich Sim to be your sugar daddy or sugar mamma.
Here’s the catch: you have just 7 days to pull off the plan and convince your partner to marry you. This trick works if you have the Eco-Lifestyle expansion pack.
Ask Other Sims for Money
If your Sim’s Charisma level is high, you can start asking other Sims for money. The trick is to be friends with the Sims you’re asking.
Once you hit Charisma level 9, you can ask for loans of up to 2,000 Simoleons. The best part? You don’t have to pay it back.
Remember Bess Sterling? She’s known for asking for loans all the time. You can use her strategy to build up your Sim’s cash reserves.
Win the Lottery
If you have the Seasons expansion pack, your Sim can try their luck with the lottery. The Wishing Well is another option for those feeling extra lucky. Ask it for more money and you might hit the jackpot.
You can earn up to one million Simoleons this way, which is more than enough to secure your Sim’s future.
Make Your Dogs Poop Gold
With the Cats and Dogs expansion, you can make your dogs produce gold. Feed them the Poop Randomizer treat, which requires Level 7 in the Vet skill to create.
After giving the treat, keep an eye on your dogs. They might drop a gold bar along with golden poop. The golden poop can be sold for 6K Simoleons.
Collect Gemstones, Crystals, and Other Resources
There are many free resources to collect in The Sims 4. Look for crystals, gemstones, wild mushrooms, and frogs. Breeding frogs can also be profitable.
Fishing is another great way to earn money. Visit fishing spots like Willow Creek or the back of Oasis Springs’ park to catch rare fish that can sell for a lot.
Make Nectar
With the Horse Ranch Expansion pack, The Sims 4 introduces the Nectar Making skill that lets your Sim create valuable nectar.
Finely aged nectar can sell for thousands of Simoleons, making it a top choice for boosting your Sim’s wealth.
The nectar’s value depends on its quality and age.
Nectar quality ranges from Poor to Excellent. The better the quality, the higher the price. Sims with the Perfectionist trait often produce higher-quality nectar right away.
Nectar can be aged in different stages:
- Not-aged
- Lightly aged
- Moderately aged
- Finely aged
Storing nectar in a basement speeds up the aging process. Buy a few Stackable Nectar Racks, place them in your basement to keep your nectar bottles organized, and make it easier to track the aging process and collect finely aged nectar.
Sell Some Paintings
Mastering painting can be a profitable venture for your Sim. Spend time perfecting their painting skills, and you can sell artwork for high prices.
Masterpieces, in particular, can bring in thousands of Simoleons. Focus on improving your painting skills to create several masterpieces each day.
Digital painting is another great option. With a Digital Sketchpad, your Sim can create digital art about 40% faster than traditional easel paintings.
Enhance results by enabling the Creativity and Perfectionist traits. The Painter Extraordinaire aspiration will also help unlock useful bonuses.
If you have the Get Together expansion pack, you can easily boost your Sim’s income through painting.
Set up a club with only one activity: painting. Fill your home with as many easels as you can fit. Invite your club members over and let them get to work.
From time to time, collect and sell the paintings. Your club members will do all the hard work, and you get the profit!
Grow Plants and Vegetables
Growing plants and vegetables can be a lucrative way to make money in The Sims 4. Start with Money Trees. They can earn thousands of Simoleons per harvest.
Unlimited Money with the Science Career and Money Tree
Here’s a smart way to amass unlimited Simoleons in The Sims 4 using the Science career.
- Start by pursuing a science career. This will eventually grant you access to the cloning machine, which is essential for the next steps.
- Get a money tree seed. Use Aspiration points to buy a Money Tree seed from the Aspiration Rewards Shop.
- Once you have the Money Tree seed, use the cloning machine to create duplicates. Ensure you always have at least one Money Tree seed in your inventory to keep cloning.
- Plant and grow the cloned Money Trees. Harvest them for a steady, unlimited stream of Simoleons.
Other high-paying plants include Dragonfruit, Growfruit, blueberries, UFO fruit, Morel mushrooms, and oversized crops. Oversized pumpkins and lettuce can also bring in hundreds of Simoleons each.
Use Magic
If you own the Realm of Magic expansion, your Sim can become a Spellcaster. Then, focus on mastering the Copypasto spell to duplicate items.
Complete the Spellcaster Aspiration and buy one Money Tree seed for 5K Simoleons. Plant the seeds and grow the tree until it reaches Perfect quality.
Use the Copypasto spell on the Perfect Money Tree to make copies of it.
You can then collect Money Fruit from your duplicated trees for an endless supply of Simoleons.
Other Ideas
If you’ve got the High School pack, you can sell outfits on Plopsy for crazy prices. Certain outfits are super popular, so folks are willing to pay ridiculous amounts for them.
Jungle Adventure treasures and artifacts can actually make you a lot of money. It’s a pretty solid way to earn simoleons without too much effort.
Writing books is such a good money maker. Sims can pull in thousands of simoleons a day just from royalties. It really adds up over time.
To keep those royalties high, turn your Sim into a global superstar through writing. The higher their fame, the better the royalties, so the money just keeps rolling in.
Happy Simming!